Lai Weng Kong

Weng Kong spent twenty years in fund research and manager selection, latterly heading a regional research desk, before deciding he would rather build portfolios for people he could actually meet.

He owns Plumbline's model portfolios: low-cost, globally diversified, and rebalanced on a rule rather than a hunch. He also does the arithmetic behind every retirement plan the firm writes — the withdrawal order, the tax, and the market year that goes wrong.

He is a CFA charterholder and a CERTIFIED FINANCIAL PLANNER professional, and publishes the firm's quarterly note on costs and returns.